How Do Payday Loans Work?

1

Apply

Experience our 24/7 online application and apply for your online payday advance today.

2

Receive Your Lending Decision

No hidden fees or strings attached. Once your application is submitted, receive a lending decision. No credit check required!

3

Get Cash

If approved, Instant Funding is available for qualified banks. Select the amount you would like to borrow up to your approved limit.

4

Pay Off Loan & Fee

Your loan is due at the end of your loan term.

Why Choose Cashback Loans America?

When you need an online cash advance loan, we understand that you may not have a lot of time. Here are just a few advantages you can expect to experience when you choose Cashback Loans America.

Cashback Loans America

Instant Funding Available

Receive your funds the same day with our instant funding option. Available to participating banks.

Cashback Loans America

Direct Lender

When you apply for a loan at Cashback Loans America, you’ll know exactly what you’re getting. It's a much simpler process when you are dealing with a direct lender.

Cashback Loans America

No Credit Check

Applying for a payday loan doesn't affect your credit score or appear on your credit report.

Get a Payday Loan Fast!

Apply online with our 24/7 form for fast and easy payday loans!

Our Loan Process

A payday loan is a small dollar short-term advance used as an option to help a person with small, often unexpected expenses. Payday Loans are short-term in nature and not intended to be used long-term or for larger purchases. They are a safe and convenient way to allow a customer to stretch their buying power and help cover small, unplanned expenses. Whether you’re suffering from seasonal expenses like holiday bills and back to school costs or you need help with unexpected bills, or repairs, Cashback Loans America can help.

How do I get a loan online?

Complete the online loan application, we may need to receive some additional information, get your cash. Our application process is very easy, we can walk you through every step of the way.

What do I need to apply for a payday loan?

a. Basic personal information such as phone number, email address, etc.

b. An income source, you do not have to be employed, but you must have a steady source of recurring income payments.

c. An open and active check account that has been open for at least one month with recurring deposits.

d. You must reside in the state you choose for your loan application.

How much can I borrow?

Loan amounts vary by state. Please select your state

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